Financing & Insurance
At Smiles West in Rancho San Diego, CA, we take pride in accommodating a wide range of dental insurance plans, ensuring that your path to optimal oral health is both seamless and stress-free.
Yes! We Accept Your Insurance!
We are proud to accept most insurance plans. Our dedicated and friendly team is committed to simplifying the insurance process for you by handling all paperwork and claims filing. We go the extra mile to ensure you have a clear understanding of your benefits coverage, including what is and isn’t covered, so there are no surprises.
Whether you’re seeking routine dental check-ups, advanced cosmetic dentistry, or emergency dental services, Smiles West is your ally in achieving and maintaining a healthy, radiant smile without financial strain. Discover how we can transform your dental care experience with our flexible payment options and commitment to patient education and support.
We’re proud to be recognized as a preferred provider:
- Metlife
- UHC
- Delta
- Cigna
- United Concordia
- Humana
Financing Options For Easy Payments
If you don’t have insurance, don’t worry! We also offer flexible financing programs for our patients so they can afford treatment on their terms. With programs like Sunbit and CareCredit, we can find a financing solution that works for you. Most patients can qualify and get their payments broken down into manageable monthly payments instead of having to pay it all up front. Now that is something worth smiling about!
Flexible Financing with CareCredit
The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *
See if you prequalify with no impact to your credit score https://www.carecredit.com/go/PRJ494/
*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.
Sunbit
To help you Smile Now and Pay-over-time, we now offer access to flexible payment plans for your dental needs. Check out your financing options today.
Flexible Financing with CareCredit
The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *
See if you prequalify with no impact to your credit score https://www.carecredit.com/go/644TMV/
*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.
Sunbit
To help you Smile Now and Pay-over-time, we now offer access to flexible payment plans for your dental needs. Check out your financing options today.
If you’ve been worried about your dental health but were too afraid to go to the dentist due to costs or insurance, now is the time to give us a call! We even have new patient specials to make the first visit one you’ll be glad you made!
Our Membership Plan
Here at Smiles West, we believe that every smile deserves exceptional care. We don’t believe a lack of insurance should prevent anyone from receiving top-notch dental services. With that in mind, we are thrilled to introduce our Kleer Membership plan, designed for those without dental insurance.
Our plan is a straightforward, comprehensive, and affordable dental care solution. There are no surprises—no deductibles, no annual maximums, and no need for pre-approvals. For a simple, fixed annual or monthly fee, our members receive preventive care such as cleanings, exams, and x-rays at no extra cost. We also offer significant discounts on other procedures, including cosmetic treatments, crowns, root canals, and much more.
Please review our plan details below!
Child Complete
(Ages 0-13)
$25/mo or $300/yr
Save $537/yr!
- 2 Professional cleanings and checkups
- 2 Professional cleanings
- 2 Regular exams
- 2 Fluoride treatments
- Routine x-rays
- 1 Emergency exam
- Save 30% on procedures completed at our practice
- Save 15% on subscriptions for family members
Adult Complete
(Ages 14+)
$30/mo or $360/yr
Save $360/yr!
- 2 Professional cleanings and checkups
- 2 Professional cleanings
- 2 Regular exams
- 2 Oral screenings
- Routine x-rays
- 1 Emergency exam
- Save 30% on procedures completed at our practice
- Save 15% on subscriptions for family members
Perio
(Ages 14+)
$40/mo or $480/yr
Save $682/yr!
- 4 Perio maintenance procedures and checkups
- 4 Perio maintenance
- 2 Regular exams
- 2 Oral screenings
- Routine x-rays
- 1 Emergency exam
- Save 30% on procedures completed at our practice
- Save 15% on subscriptions for family members
Additional Details
Our membership plan is an innovative approach to providing affordable and accessible healthcare services. It’s important to note that this is not traditional insurance or a qualified health plan under the Affordable Care Act. Nor is it a prepayment for future services or a mere payment for access to discounted services. Instead, it’s a direct payment arrangement designed to provide you with excellent care, products, and services at an affordable price.
Our partnership with Kleer, LLC allows us to bring this unique membership plan to you. Kleer is a reputable healthcare company located in Wayne, PA. You can visit their website at http://www.kleer.com to learn more about them.
Some Important Details To Consider
- The membership plan runs for 12 months and automatically renews. You can opt out of the auto-renewal at any time using the Member Portal.
- To receive the benefits of the membership plan, your payments must be current.
- The membership plan provides coverage for a range of healthcare services and products. However, any treatment not explicitly included in the plan will require payment at the time of service.
- The membership plan cannot be combined with insurance plans or other offers or discounts.
- For specialist treatments outside our practice, the membership plan may not apply.
Rest assured that we stand behind our membership plan. If you’re dissatisfied with it for any reason, we offer a 30-day money-back guarantee. No questions asked. We believe that healthcare should be accessible and affordable for everyone. The membership plan is our way of making that a reality.
Contact our office if you have any questions, or to begin your enrollment. We look forward to speaking with you.